Guru Belajar Foundation collaborated with SMBC Indonesia to hold a financial literacy training webinar entitled "Becoming a Prosperous Teacher Now and in the Future" which was held online on Monday (23/09). This activity was held in response to the high number of educators who are trapped in online loans (pine nuts) illegal. According to a survey from IDEAS in May 2024 featured by Dian Savitri, financial planner and expert at Daya.id SMBC Indonesia, webinar resource person, mention, just approx 10% teachers feel that their income is sufficient for their daily needs. Plus the position of being a sandwich generation, where you have to support parents and children, adding to the heavy financial burden of teachers, the majority of whom currently come from the millennial generation. "Therefore, Teachers also need to be financially literate, At the very least, master and carry out financial planning so that you don't get trapped in debt or even get into debt,said Dian. Read too: Guru Belajar Foundation Launches Financial Smart Program. Dian highlighted the importance of teachers managing cash flow by paying attention to the use of monthly income, quarterly income such as certification, and annual income such as THR. Monthly income can be used for routine expenses that have been budgeted, including installments if any. Then other income can be used for secondary needs and old age investments. “Maximum installments 30% from income so that cash flow is safe. If the salary is still UMR, Make every effort so that you don't have installments, It's better to save it and when it's collected then use it to buy what you need,” explained Dian reminded. Avoid Illegal Loans Negative cash flow or higher expenses than income, can encourage teachers to supply it with forests. However, Management needs to be paid attention to, one way is to avoid illegal loans. “The characteristics are definitely not registered with the OJK, the address and complaint number are unclear, the interest is very high, the offer goes directly to WhatsApp or private SMS, and sometimes potential victims are asked to transfer first for administrative costs. Please be careful not to be tempted,"explained Dian. “Then also make sure that there is money to pay, its useful life exceeds the tenor of the debt, no debt for lifestyle. Anyway, it's really controlled. For example, debt to cover other debts, that's not healthy anymore,he continued. Final, Dian also said that teachers should also have emergency funds, namely funds that are ready to be used at any time during an emergency and are not included in the routine budget. Emergency funds can be collected by setting aside 10%-20% from monthly income. (Yosi)

Foundation Learning Teacher (GBF) collaborating with SMBC Indonesia to launch a learning scholarship program "Financially Intelligent Creative Teacher" (GKCF) on Monday (19/08) online. GKCF aims to improve two teacher competencies, namely competency in making teaching media and financial literacy competency. Creative Teachers Create Teaching Media and are Financially Smart. This increase in competency is expected to support teachers in facing the challenges they often encounter in the classroom and outside the classroom.. In the classroom, Teachers often fall into the trap of creating teaching media that looks cool but turns out to have no impact on students. Read too: Financial Expert: Only 10% Teachers Feel Enough with Their Salary Outside the Classroom, Many teachers are trapped in online loans (pine nuts) because of low income, less efficient financial management, as well as minimal knowledge about illegal financial services. “I am also one of the teachers who had misconceptions about making teaching media. In the past, I often created cool teaching media that I thought was innovative. In fact, I make teaching media that students don't need, so it actually has no impact on student learning," said Rizqy Rahmat Hani, chairman of the Independent Leaders Campus, GKCF program implementation unit. Rizqy said, program participants will study for four months to be able to design meaningful teaching media, namely with the concept of design thinking. Participants will also be accompanied on how to utilize artificial intelligence to help create teaching media. "It is hoped that this teaching media will not only be useful for learning in the teacher's own class but also for other teachers. How to? This is what is called a teacher with a protean career. Teachers can create meaningful teaching media and then sell it to other teachers. Many teachers and other students were affected, the financial well-being of the teacher who created it also improved,said Rizqy. 9324 Teachers Register and Will Be Selected Since registration opens on 30 Last July, 9324 teachers have registered for the GKCF program. Later, participants will be selected for their commitment. At level one, 1000 Participants have the right to receive training in creating teaching media and financial literacy. So 300 teachers are selected to continue receiving assistance in designing teaching media prototypes. At the end of the program, there will be a celebration of learning with a festival format, where 175 Selected participants will share good practices regarding the teaching media they have successfully created. Through this session, It is hoped that the knowledge of making teaching media does not stop with GKCF participants but also teachers at large. Game-Based Learning Increases Financial Literacy by Pekalongan Teacher Nunuk Riza Puji, chairman of the Indonesian Learning Teachers Community (KGBN) as well as a driving teacher in Pekalongan Regency who was present as one of the speakers at the launch of GKCF shared his experience designing exciting teaching media related to financial literacy. He explained, This teaching media was created by understanding the culture of life of Indonesian people who work together regarding finances. For example, there are often donations to religious activities, lottery club, neighbor got married, which is often difficult to measure the amount of monthly expenditure. “So my friends and I in the community designed a game that was quite complex but fun. The story is that there are two chicken families who have financial goals, then challenged to manage their income so that their goals can be achieved,” explained Nunuk. “In the middle of the journey towards your goals there will be challenges like the ones we face every day, for example, the car needs to be serviced. Then there is the challenge of other spending temptations which are not needs but desires,he continued. From the reflections of teachers and students who have played this game, Nunuk believes that financial literacy competency can be achieved in many ways, including games like this. He hopes that the GKCF program will produce many creative and innovative teachers in creating teaching media that can also have an impact on students and themselves. (Yosi)

Kampus Pemimpin Merdeka (MOE) Collaborated with Peace Corps (United States Government Independent Agency which sent volunteers to work in various countries), held an independent curriculum festival (FKM) at the Yello Hotel Surabaya on Monday (26/08). This activity is a learning celebration for 22 English teacher and volunteer Peace Corps who for two months received assistance from KPM. Online, Teacher from East Java, West Java, and East Nusa Tenggara received training in the implementation of the Merdeka Curriculum. "FKM is aimed at celebrating the learning process of participants, celebrate it by sharing good practices teaching them. So what they learned with us and they have tried to apply can also be an inspiration for other teachers out there,”Explained Rizqy Rahmat Hani, chief of the MoE. Although held luring in Surabaya, FKM participants come from various regions. The reason, KPM and Peace Corps provide live streaming whose participants are stable in numbers 250. "Thank you for Peace Corps who want to be involved in improving the quality of Indonesian education. I am very happy to hear the good practice of teachers and volunteers today. Learning English which is not only fun but also meaningful,"Said Rizqy, read too: Learning Teacher Competency Assessment: Teachers need the right training and Roman, Peace Corps Indonesia Program Manager explained, This project wants to support the current priority of the Indonesian government's education. Therefore, The teachers are given assistance to implement a Student Center and P5, found in the Independent Curriculum. "We hope this program can have an impact on teachers and students to remote areas," he said. "Sometimes the teacher has difficulty translating the concepts in the Merdeka curriculum, what is practical contextual, which is suitable for the students, Therefore this program exists,he continued. In total there are eleven good practices distributed, Some tell her experience teaching with games, instructional Media, to various technologies on the internet. One of them is good practice from Sefti MTs Guru in Kediri with Volunteer Peace Corps with Sarah, who distributed card learning media called The Rising Cards. Read too: Festival Ready for Independent Curriculum: The right profile project The Rising Cards is a card that can help students check their own learning progress. Every meeting, Students get questions and who succeed in answering will get a star to be attached to the card. Students who have ten stars can not answer anymore but rather give questions to other friends. This method is expected to cause feelings of wanting to help between students. (Yosi)

Campus of Merdeka Leaders held the Merdeka Islamic Boarding School Festival on Monday (29/01) online. Seven Teachers of the Nurul Chotib Al Qodiri Islamic Boarding School Foundation Jember shared good practices at the event. One of them is Farij Qusayyi who tells his experience using performance -based assessment while teaching mathematics. He is a math teacher at the junior high school level. As the name implies, Performance -based assessment allows students to show competency based on their performance. Thus, The teacher will more easily judge the extent to which students understand a concept. Farij decided to use this assessment so that he could not only assess student learning outcomes but also the process. Therefore, This assessment also avoids the possibility of students cheating on their friend's work. Read too: Independent Curriculum Festival: 22 Teachers and volunteers from the US shared good practices "when I first heard about performance -based assessment, There are immediately many questions arise. The difficulty is that there are still a few concrete examples of applications on the internet. Therefore, I am currently sharing here, so that my practice can be one of the references. Mr/Mrs the teacher does not need difficulties like me before in the beginning,“Kata Farij. Performance -Based Assessment Material Farij Numbers first tried performance -based assessment for class 8 In the number of number patterns. He invites students to make a number pattern booklet. The booklet must at least have a title, Illustration of number patterns, NUMBER DESCRIPTION, and concept explanation. "To carry out visualization, Students are free to use the materials around them. Some use used cardboard, Wrap the liquid soap, foliage, sapu people, straw, and many others,”Explained Farij. Before the student starts making a booklet, Farij explained his assessment criteria, namely creativity, illustration quality, draft, and presentation. After making a booklet and making a presentation, Students do reflection. Read too: Independent Curriculum Festival: Practice both Kindergarten Teachers to Vocational School "Students tell stories, the most challenging is his presentation because of shame. Here I know what is lacking from students and how I help in the future so that the competence continues to rise,“Kata Farij. Students also express their pleasure in learning mathematics that is not monotonous. When usually they just do questions, with performance -based assessments they undergo other activities such as cutting and sticking. "They are happy because they are challenged to be creative. Not just thinking about the numbers. Mathematics is not scary for students. For me, I came to know how far they understood the concept of number patterns,"Close Farij. (Yosi)